Took a stab at Microsoft's image creator (https://designer.microsoft.com/image-creator) and I can't say the results are anything less than impressive, but the element that annoys me is their service does not even give a hint as to what backend processes they used.
Seriously?!
The prompt itself is "full body shot of an plush anthropomorphic wolf female standing against a wall". NO other details are available.
And I only added 'plush' because apparently the non-plush version was against microsoft terms... go fig on how or why since I didn't ask for any NSFW elements.
I think this'll be the first and last I create with microsoft. Too restrictive, not enough transparency.