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uisce

I really want to open up comissions, but PayPal scares me...

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Yeah the title says it all. If anybody has any ideas on how to set up commissions that do not have to be routed through PayPal I am all ears. I am more than happy to accept checks in the mail, though most people seem to shy away from that for some reason.
Viewed: 10 times
Added: 5 years, 7 months ago
 
tannim
5 years, 7 months ago
Dwolla is a USA only alternative you can look into
uisce
5 years, 7 months ago
Yeah I need to look more into that one, though it sucks out of country people can't use it. I don't really know if it is any better than PayPal though.
soggymaster
5 years, 7 months ago
You could accept money orders.  They are a dime from the post office, but they generally require that the person pay in cash to obtain said money order... and most people don't deal with cash these days.  Unfortunate.
uisce
5 years, 7 months ago
I rather like this idea. How would I go about requesting this method though. I've never dealt with this sort of thing before.
soggymaster
5 years, 7 months ago
You would accept a money order just like you would personal checks.  There are lots of places that offer money orders; the post office is just one of many.

Personally, I would do the following, for your protection as well as your potential customers - however, these steps can be quite pricy:
• Set up a Limited Liability Corporation (LLC) with you as sole proprietor.
• Do business solely as the LLC.  That means business banking, a business Paypal, business email, even an online gallery that is business related.  None of this will stop you from doing business as Uisce, fyi.
• Use a post office box to accept payments via post.  You don't need a PO box from the post office, there are shipping centers that offer post office box services as well as a physical shipping address so you can accept parcel post on behalf of your business.
• Optional:  Set up a merchant account so you can accept credit cards directly.  This works even better if you have some other sort of side business, like Avon or Herbalife, that you can use to mask any adult natured commissions you accept.  Depending on volume, it might be cheaper for you to accept credit cards directly than it would be to go through Paypal.
uisce
5 years, 7 months ago
Wow, the idea of setting up an actual business seems a bit extreme, not that I wouldn't love to have one. But doesn't that require starting capital? I am kind of broke.
soggymaster
5 years, 7 months ago
It does require a couple hundred bucks as well as some monthly overhead to get all that going, but that's just a few ways that one could protect themselves.  Honestly something like that would work best if you also had another at-home type business, or could work in some kind of partnership.

I'm no lawyer.  A decent small businesses lawyer would be better to speak with regarding how you could protect yourself from other businesses; Paypal included.  
Paypal does not have a very friendly policy in regards to claims.  Most electronic payment methods don't.  In fact, personally, I'm weary of electronic payment as a whole.  Too easy to track, the infrastructure is much too fragile and in general, it exists only to make banks richer.
Catwheezle
5 years, 7 months ago
Most people prefer to use paypal.

If your concern is the trackability, well, I just have an anon paypal account - not tied to any banks or cards or anything. IT just sends and receives e-payments. I have another account, which is tied to my bank account, for non-anon transactions, and for getting money out of paypal/putting it in.

Now, sure, paypal could say "well, these two accounts sometimes have the same IP, and occasionally transfer money back and forth" - but that could just be two colleagues at work, for example. Or two friends who meet at a cybercafe. There's no direct link.

To protect me from Paypal locking the account for teh pronz, I just don't keep a lot of money in the anon account. Which is really easy, since I don't have a lot of money anywhere! :D


Still if paypal is definitely out for you, I've heard some good things about BitCoins.

I absolutely recommend AGAINST Google Checkout. Really, just don't go there. The paperwork is a nightmare, their support is terrible, their requirements are draconian, and I have had so many problems with them that I now recommend that all my clients avoid them like the plague.

I have no experience with Amazon WebPay, and haven't heard much either, but it might be worth investigating.
[Edit: in reviews: it's basically like paypal, but free and less sucky. Think I might be looking into this one myself.]

Other than that... I've had good experience so far with money orders (my preference), and even with just plain cash (NOTES ONLY! NO COINS!) sent through the mail. Kids definitely prefer this option. This Christmas, I opened an envelope and found $700 in mixed bills, and a scrap of paper with an order id on. That kind of money is really rare, but I've never had one go missing that I'm aware of.
uisce
5 years, 7 months ago
I've never heard of Amazon WebPay but I will be looking into it. money Orders seem like th ebest option still though. thank you for your input.
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