So, after some thinking; I decided to attempt to build credit. I live with my parents, have very unstable income, and have a brand new social security number. Who in their right mind would give ME a line of credit? ...well, Capital One. I was approved in seconds for the "Cash Rewards for Newcomers" card. $500 of credit with no annual fees! :3 I'm pretty meticulous about my finances, and I don't treat credit as money I have. So I'm not worried about getting in debt. I guess I'll shut up before I start to sound even more like an advertisement.
I take back some of the things I said about financial institutions ...for now. I'm just really excited as this is a big step for me. I've acquired new responsibilities and new goals for the coming year. ^^
EDIT: Another bonus! While I was on a roll I figured I would apply for a savings account with a 0.90% interest rate and I was approved! :3 *dances*
5 years, 7 months ago
24 Dec 2012 04:51 CET