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AlBear

HA! My first ban from someone on IB!

by
While replaying to
kibaru
kibaru
when they asked a silly question, would you take 100 million dollars as a lump sum or take $50 thousand a month and after you die it would continue to the beneficiaries you choose. I jumped in and explained logically that the lump sum was the best option.

I went into full detail how the banks make money off your money, talked about investing, mentioned  inflation and trusts/wills. And how you have control of your own money. Also how investing would almost double your money in less than 20 years while having full control of it. I went full wanna be financial analyst mode on this question. But of course I mentioned getting the help of a professional financial advisor too. All this in an orderly logical manner explaining reasons as to why for everything.

I replied to
lildobe
lildobe
where he called out the faulty original post by the OP, he mentioned 50K a month and then on the next sentence 50K a week. I mentioned that I only zeroed in to the 50K a month. And that the journal post was sloppily written.

So the IB user got it's panties in a bunch and deleted my adult answer and banned me from commenting on his posts and account.

So much for using pure common sense, logic and reasoning. *FACEPALM*

Really, sometimes I hate the new generation of annoying younger kiddie furries. Maybe it's the reason I dislike some of them immature ones so much and only socialize with those close to my age.

Viewed: 27 times
Added: 2 months, 1 week ago
 
FoxyCubLover
2 months, 1 week ago
It always sucks when your comments get deleted and you are blocked. Don't become discouraged, there are bound to be others who won't delete your comments or block you. Good luck!
AlBear
2 months, 1 week ago
Thankies a bunch!
kiamoonfang
2 months, 1 week ago
Yeah some people are just too stupid to have adult conversations heh so many people like that here... I hope that doesn't turn you off to all us because we're not all dense like that :) let him rot and be stupid :)
AlBear
2 months, 1 week ago
Thank you! Yeah, sometimes it gets annoying to have an adult discussion with children. And fantastic to know that there grown ups here on this site!
lildobe
2 months, 1 week ago
That's odd that he deleted that one comment, but not your "SoCal Sucks" one.

Ah, well.  

I've noticed however that in discussions with people over if they'd take an annuity or lump sum payout of a lotto prize, most seem to want the annuity as they think it's the better deal because "you get more money"

... when in reality it costs you more in taxes and such over the payout, as well as the fact that with proper investing you can make WAY more money than the annuity would pay.
AlBear
2 months, 1 week ago
Thankies a bunch. I think that one stayed because it got a reply perhaps? and it can't be removed?

And, BINGO! What I mentioned too! With smart investing you can almost double your money in less than 20 years. By taking annuities the bank makes profit off your money and pays you the table scraps.

Glad to know other fiscal responsible furs here on IB!
Bafoomba
2 months, 1 week ago
Nothing worse than immaturity. Sorry you got blocked.
AlBear
2 months, 1 week ago
No probs! I just found that so silly that I had to mention it. 🐻
Bafoomba
2 months, 1 week ago
It's a shame that so many talented artists on here are so immature. Such as it is with many talented people. Too bad.
AlBear
2 months, 1 week ago
Oh, the guy is most definitely not an artist but a professional art commissioner. EVERYTHING you see in his account is done by the REAL talented artists he pays. 😉
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