Woke up at 5 (not fun; body screaming for sleep since the day prior), freshened up, had a coffee, caught a cab to JFK at 6, had my bottled water and toothpaste confiscated, picked up a breakfast sammitch and another coffee at BK, took 2 connecting flights, arranged a free shuttle to Best Western, and proceeded to check in around 11:30.
Card was declined, so I went across the hall to the ATM and withdrew money from 2 cards, ultimately overdrafting one of them (AGAIN!!). THEN the desk clerk tells me they can't accept cash until 3pm.
Clerk cancelled my online reservation, dispatching a shuttle driver taking me to the nearby Super 8. Finally checked in using cash, saving a few dollars in the process. Got in, unpacked and walked down to Denny's for a quick lunch, gave the waitress a $3 tip, returning with a piece of pumpkin pie for later.